The TRUTH about home buying
Shopping for the right home.
THE TRUTH IS...Regardless of how much time you spend looking for the perfect home, you will never find it. Even if you build one, you will find out that it is not the perfect one after it is finished.
THE TRUTH IS...Technology is so advanced in today's world that there is no home that could not be located through computer searches...after an honest meeting with your Realtor, giving him/her all the facts truthfully. Make a list of features you would want to have if at all possible within the price range.
THE TRUTH IS...An experienced real estate agent could save you a lot of headaches and possible problems than dealing with for sale by owner. If the owner knows too much or too little- you could be in trouble. The laws have changed a lot in recent years and both buyer and seller have broader rights and disclosure obligations, which you may not know as a layman.
THE TRUTH IS... The right agent can find the right home for you!
Price Shopping and Shopping for the Right Price.
THE TRUTH IS...Shopping for a home based on price alone is wrong. The right price may not be the right home or even the right area. A home priced slightly higher than another may end up in a lower final monthly payment. Amazing!
THE TRUTH IS...Determining the right price for a home is as easy as 1-2-3. It's almost scientific though it's not. Just as it takes a C.M.A.(Comparative/Competitive Market Analysis) to establish the right price for a seller, a prudent buyer could ask the agent the same process to establish the reasonable price to offer.
THE TRUTH IS...
It hurts you more as a buyer when you make ridiculously low offers. Making an offer is a serious business. Hence, only serious offers should be made. Giving the seller your best reasonable offer normally secures the deal at a price lower than if you made a "Lowball" offer in the first place. Friendly negotiation results in a WIN-WIN situation!
The TRUTHS About Financing Your Home
THE TRUTH IS...Financing your home is probably the most important consideration in your purchase of your next home. In fact it spells the difference between buying and staying where you are.
THE TRUTH IS...You're probably not capable of analyzing the viability of certain loan programs. Even some agents can't.
THE TRUTH IS...Both interest rate and cost of securing a loan are negotiable.
THE TRUTH IS…Higher loan fees may enable you to get better loan rates in the long run...but not necessarily.
THE TRUTH IS...The seller can pay for part of your closing costs. Sellers who are willing to make it a part of negotiation sell their homes quicker and for better terms!
The TRUTHS of Selecting an Agent
THE TRUTH IS...Selecting an agent is just imperative an ingredient as any of the one's we've discussed so far.
THE TRUTH IS...A professional Real Estate Agent who puts his/her clients interest in mind can simplify the hunting process, negotiate the best terms, arrange for the best financing, and provide for a smooth transaction.
THE TRUTH IS...Honesty, loyalty, and sincerity to your agent begets honest, loyal and sincere treatment. It seems self-serving that this comment comes from the author who is a real estate agent.
THE TRUTH IS...And simply the truth...you need a good and reliable real estate agent. After all you are only making possibly your lifetime's largest investment-an investment in your future.
The TRUTH About CINDY SLACK and her Professional Partners and YOU!
THE TRUTH IS...Their office is set up to achieve the highest efficiency in servicing you.
THE TRUTH IS...They negotiate 2 to 3 home sales and purchases every single month. Chances are pretty darn good they know how to negotiate the best deal just for you. If you don't know negotiations, know your negotiators.
THE TRUTH IS...Their TEAM concept consists of Customer Care Professionals, Competitive Lenders, Precise and detailed Escrow Officers, knowledgeable Title Officers, & Transaction Coordinators- all carefully selected and screened by Cindy Slack to ensure the smoothest and hassle-free transaction for you.
THE TRUTH IS...Cindy Slack ranks highest in customer satisfaction. But nobody ranks higher in her mind than you. Your personal satisfaction is her primary goal. You deserve the best!
WHETHER YOU ARE BUYING YOUR FIRST OR TENTH HOME IT STILL PAYS TO KNOW AND NOT IGNORE THE FACTS.